This is a broad and general overview of the plan of benefits. It is strongly recommended
that you read your Summary Plan Description thoroughly, as well as any Summary of
Material Modifications (SMM) that may be issued. If you should have any questions
regarding your plan of benefits, the Fund Office is happy to assist you.
The Local 25 S.E.I.U. Welfare Fund has a unique Plan of Benefits. Under this plan,
you have health coverage through Union Health Service, Inc. (UHS). As long as you
are under the care of a Union Health Service physician, you have 100% coverage of
covered expenses. The main medical
center is located at 1634 W. Polk Street (at Ashland) in Chicago, Illinois.. Refer
to Union Health Service
on this site to access more information including other UHS care center locations
and their hours of operation.
Continuation of Coverage (COBRA)
Should you lose eligibility, it is possible under certain circumstances to continue
coverage in this plan by electing COBRA and following the self-payment procedure
outlined in the Summary Plan Description.
Dental services are provided by Blue Care Dental HMO Plan 740. Please refer to BlueCare Dental on this site
for more information.
Provided when a member is considered to be totally disabled, the maximum period
that benefits are payable per period of disability is 26 weeks. The benefit is $200.00
per week for the first 13 weeks, and then the benefit is reduced to $100.00 per
week for the remaining 13 weeks. FICA taxes are withheld from this benefit and remitted
directly to the federal government. Your employer pays the matching FICA tax amounts.
Please be advised that there are specific plan exclusions and limitations. Be
sure to review these in your Summary Plan Description or contact the Fund Office
if you have a question.
In general terms, once you become eligible you remain eligible as long as you continue
to work and your employer makes its monthly contributions on time. To obtain initial
eligibility you must first have ten (10) months of contributions made on your behalf.
Building the Welfare Trust Fund in this way allows us to provide the most benefits
to the most participants with the lowest monthly cost to the contributing employers.
- If you develop a serious medical problem, call Union Health Service at (312) 423-4200.
There is a 24-hour, 7 days a week answering service to help you. Give your name,
Social Security Number or chart number, telephone number, your UHS doctor's name
if you already have one, and explain what the emergency is. Your doctor, or a UHS
doctor who is "on call," will call you back and tell you what to do.
- If you have a life-threatening emergency and it is not medically possible to contact
UHS before getting treatment, go to the nearest hospital emergency room or other
medical facility for immediate treatment. Then, you (or someone acting for you)
must contact UHS as soon as it is medically possible so that a UHS doctor can supervise
the treatment and follow-up care.
Available to all eligible family members only at the Polk Street UHS Center. These
services include eye exams, prescriptions for eyeglasses and contact lenses, and
treatment of eye diseases. Discounts for eyewear can also be obtained at specific
vendors at your expense.
If hospitalization is required as a result of the emergency, UHS must be contacted
by you or someone acting for you. If it is not medically possible to contact UHS
before admission, UHS must be contacted as soon as possible.
Should you choose to receive medical care that is not provided or referred by a
Union Health Service physician, substantial deductibles and co-payments will apply.
All routine primary and many specialty physician services are provided at UHS. Other
specific specialties may be handled via a referral from UHS. If you do not wish
to use a Union Health Service physician, you will be responsible for all physician
Union Pharmacy Service is a pharmacy plan provided by Union Health Service. You
may take your UHS prescription to the pharmacy at the Polk Street center or any
other participating pharmacy.